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Financial Peace Revisited: New Chapters on Marriage, Singles, Kids and Families by Dave Ramsey
cdjdhj's review
5.0
I read Dave Ramsey's Total Money Makeover A few years ago and it changed many of my attitudes about money and debt. As the result we got and have stayed debt-free. Financial Peace Revisited takes a more broad view of what a person should do to get his or her financial house in order and experience "Financial Peace." It is an excellent book - contains good information and is easy to read and understand. I especially like the way Dave Ramsey ties financial well-being to relationship, spiritual and emotional well-being. Readers new to Dave Ramsey will want to read this book first, and then Total Money Makeover and Total Money Makeover gives more details on the some of the concepts introduced in Financial Peace.
sarahanne8382's review
4.0
If you've spent much time around me lately, you may have noticed my recent infatuation with Dave Ramsey. When I first happened to catch his radio show about a year ago, I scoffed. He sounded like my dad's financial planner on steroids. But in these difficult economic times, his no-nonsense approach to personal finance is a welcome return to simpler times when everything under the sun wasn't sold for a low monthly payment.
Financial Peace was the first book Ramsey wrote after saving himself from his own mountain of debt and beginning to work with others to help them get out of debt. It covers Ramsey's general philosophies on how debt has become so prevalent in our society, how to recover from and then avoid it, and how to get financial peace by investing wisely. His now famous baby steps are detailed in the next to last chapter of the book. I'm glad I've read this to get a better overall picture of where his advice comes from and his worldview of money and wealth, but I doubt I will reread it.
It's really hard to distance myself on this one, because I listen to Ramsey's podcast and have totally bought into his plan for eliminating personal debt. That being said, though, I can see how his refusal to finance anything (except maybe a house) could rub people the wrong way, as well as the Christian overtones to his message and the religious fervor with which people follow his personal finance teachings. Basically, Dave Ramsey is one of those polarizing personalities that people either love or hate. If you're interested in taking a simple, no-nonsense approach to debt reduction then it's worth your time to at least check Dave Ramsey out. If, on the other hand, you want a get rich quick scheme, then you're in the wrong place.
Financial Peace was the first book Ramsey wrote after saving himself from his own mountain of debt and beginning to work with others to help them get out of debt. It covers Ramsey's general philosophies on how debt has become so prevalent in our society, how to recover from and then avoid it, and how to get financial peace by investing wisely. His now famous baby steps are detailed in the next to last chapter of the book. I'm glad I've read this to get a better overall picture of where his advice comes from and his worldview of money and wealth, but I doubt I will reread it.
It's really hard to distance myself on this one, because I listen to Ramsey's podcast and have totally bought into his plan for eliminating personal debt. That being said, though, I can see how his refusal to finance anything (except maybe a house) could rub people the wrong way, as well as the Christian overtones to his message and the religious fervor with which people follow his personal finance teachings. Basically, Dave Ramsey is one of those polarizing personalities that people either love or hate. If you're interested in taking a simple, no-nonsense approach to debt reduction then it's worth your time to at least check Dave Ramsey out. If, on the other hand, you want a get rich quick scheme, then you're in the wrong place.
littlelady_28's review against another edition
3.0
I was mostly unimpressed with this book. Ramsey makes a lot of good points and I don't doubt that he's an intelligent man who knows what he's talking about. Unfortunately, he made several comments early on in the book that I took as being highly sexist (even though I don't think he meant them as such) and it was hard for me to take him seriously after that. It is also now a relatively dated book; very few people write checks anymore, for instance, and a lot of the paperwork he includes in the appendices can quickly and easily be done online or through apps. Another problem I felt this book had was including a religion aspect to it. I understand that he and his wife are both very religious but including it in a finance self-help book seemed rather forced. Other than those complaints he did have a few points that I found helpful such as his debt snowball theory and the importance of developing a budget. Maybe an updated format with a slightly more modern perspective would have made me more receptive and inclined townard the general ideas and principals outlined in the book. I give it a C-.
cking29's review
4.0
I like The Total Money Makeover better, but there are a lot of sound financial principles taught here too. This would be a good resource to turn to for financial questions.
booksandbedtime's review
5.0
Dave Ramsey is a financial genius. If anybody has every struggled with money, lived paycheck to pay check, had an unexpected emergency, or lived with debt, pick up one of his books now! I recommend taking a class. DaveRamsey.com. Do it. You won't regret it.
lacecarol's review
This is a self-help/finance book so I feel weird about rating it. I think this is a great starting place for beginners, but there are some concepts in this book that are very outdated.
For example- he is so anti-credit card. Credit cards can be an amazing tool if used responsibly. Or that you should use the envelope method to budget/save money. While this works, having money sitting in a HYSA is a much smarter method today. Or the debt snowball method. This is not necessarily incorrect, but I think tackling the highest-interest debt first should be the #1 priority.
Again- good for beginners and easy to understand- I also enjoyed that he incorporated his faith into the book.
For example- he is so anti-credit card. Credit cards can be an amazing tool if used responsibly. Or that you should use the envelope method to budget/save money. While this works, having money sitting in a HYSA is a much smarter method today. Or the debt snowball method. This is not necessarily incorrect, but I think tackling the highest-interest debt first should be the #1 priority.
Again- good for beginners and easy to understand- I also enjoyed that he incorporated his faith into the book.
shicklin's review
4.0
If I could just get William on the same page... He has promised to read this, I am giddy with anticipation. Sad, I know.
Yeah! We read 6 chapters together on the way home from SC yesterday, and it opened up a lot of good conversation about our habits and hopes.
Yeah! We read 6 chapters together on the way home from SC yesterday, and it opened up a lot of good conversation about our habits and hopes.
simplymary's review
4.0
Dave's always so helpful. We've done his budget system for a couple of years now but I wanted to get a reminder of the other things we should be doing. I like his down-to-earth style. Anyone know where I can find a high-yield savings account?
jcpdiesel21's review against another edition
3.0
Straightforward and fairly useful. My dad recommended that I read this after receiving an inheritance from a family member, and while it certainly isn't the most exciting read in the world, I admit to gaining some valuable, practical knowledge. Although I had to wade through some corny jokes and a lot of obvious material of which I already am aware, the book ultimately felt worth reading. Not all of Ramsey's advice is applicable to me and his writing has a Christian focus, but he means well in his desire to share information with anyone having difficulties with money.